Terms and Conditions

1. Introduction

These Website Standard Terms and Conditions (“Terms”) govern your use of our website, Lucen Bank, accessible at lucenbank.org. By accessing and using this Website, you agree to comply with these Terms in full. If you disagree with any part of these Terms, you must not use this Website.

Note: Individuals under the age of 18 are not permitted to use this Website.

2. Intellectual Property Rights

Unless otherwise stated, Lucen Bank and/or its licensors own all intellectual property rights for the materials and content on this Website. You are granted a limited license only for purposes of viewing the material on the Website.

3. Restrictions

You are specifically restricted from the following:

  • Republishing Website material in any other media

  • Selling, sublicensing, or commercializing any Website material

  • Publicly performing or displaying Website material

  • Using this Website in a way that may damage it or impair access

  • Using this Website contrary to applicable laws and regulations

  • Engaging in data mining, scraping, or similar data collection activities

  • Using this Website for advertising or marketing without prior written consent

Certain areas of this Website may be restricted, and Lucen Bank may further restrict access at any time. Any user credentials (ID and password) provided to you must be kept confidential.

4. Your Content

Your Content” refers to any audio, video, text, images, or other material you submit or display on this Website. By displaying Your Content, you grant Lucen Bank a non-exclusive, worldwide, irrevocable, sublicensable license to use, reproduce, adapt, publish, and distribute it in any media.

You must ensure that Your Content is your own and does not violate the rights of any third party. Lucen Bank reserves the right to remove any content at its discretion, without notice.

5. No Warranties

This Website is provided “as is” with all faults, and Lucen Bank makes no representations or warranties of any kind, express or implied, regarding the Website or the materials contained on it. Nothing on this Website constitutes professional advice.

6. Limitation of Liability

In no event shall Lucen Bank, nor any of its officers, directors, or employees, be liable for any loss, damage, or liability arising from your use of this Website. This includes liability under contract, tort, or otherwise.
Lucen Bank shall not be liable for any indirect, consequential, or special damages related to your use of the Website.

7. Indemnification

You agree to indemnify and hold Lucen Bank harmless from and against all claims, liabilities, damages, costs, and expenses (including legal fees) arising out of your breach of these Terms.

8. Severability

If any provision of these Terms is found to be invalid or unenforceable under applicable law, that provision will be deleted without affecting the remaining provisions.

9. Variation of Terms

Lucen Bank may revise these Terms at any time. By continuing to use the Website, you agree to review the Terms regularly and accept any updates or modifications.

10. Assignment

Lucen Bank may assign, transfer, or subcontract its rights and obligations under these Terms without notification. You may not assign or transfer your rights or obligations without prior written consent from Lucen Bank.

11. Entire Agreement

These Terms constitute the entire agreement between you and Lucen Bank regarding your use of this Website and supersede all prior agreements and understandings.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of [Insert Country], and you submit to the non-exclusive jurisdiction of the state and federal courts located in [Insert Country] for dispute resolution.